{"id":28854,"date":"2021-11-16T11:51:48","date_gmt":"2021-11-16T10:51:48","guid":{"rendered":"http:\/\/abeszuerich.ch.paragon.sui-inter.net\/?page_id=3"},"modified":"2026-05-05T08:19:09","modified_gmt":"2026-05-05T06:19:09","slug":"privacy-statement","status":"publish","type":"page","link":"https:\/\/abes.ch\/en\/datenschutzerklaerung\/","title":{"rendered":"Privacy policy"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"28854\" class=\"elementor elementor-28854\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-46c9bda9 e-flex e-con-boxed e-con e-parent\" data-id=\"46c9bda9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-12ef5a16 elementor-widget elementor-widget-heading\" data-id=\"12ef5a16\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Privacy policy<br>ABES Group AG<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-617cadec elementor-widget elementor-widget-heading\" data-id=\"617cadec\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">ABES Group AG attaches great importance to the secure and confidential handling of your personal data. In our data protection declarations, you can find out how your personal data is processed and how the requirements of data protection legislation are implemented.<br><br>With this privacy policy, we would also like to inform you transparently about how and why your personal data is processed when you visit our website or interact with us.<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b49bfec elementor-widget elementor-widget-toggle\" data-id=\"4b49bfec\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1261\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1261\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">General notes<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1261\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1261\"><p>The following information provides an overview of what happens to your personal data when you visit this website.<\/p><p>ABES Group AG, together with its participating companies and third parties involved, forms a group (hereinafter also referred to as \"we\" or \"us\"). We process personal data, in particular personal data of customers and users of our website, users of our services, associated persons, contracting parties and employees. In this privacy policy, we provide information about this data processing by the various companies in our group. In addition to this privacy policy, we may inform you separately about the processing of your data (e.g. in the case of forms or contractual conditions).<\/p><p>If you disclose data from third parties to us, we assume that you are authorized to do so and that this data is correct, and that you have ensured that these third parties are informed of this disclosure, insofar as a legal obligation to inform applies (e.g. by bringing this data protection declaration to their attention in advance). This privacy policy has also been translated into French, Italian and English. If the content of these language versions differs, the German version shall apply in cases of doubt.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1262\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1262\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Who is responsible for the data collection on this website?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1262\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1262\"><p><span style=\"font-size: 10pt;\"><span style=\"font-family: Arial; font-size: 10pt;\"><span style=\"font-size: 10pt;\"><span style=\"font-size: 11pt;\"><span style=\"font-size: 12pt;\">Each processing or procurement of personal data has one or more controllers (under data protection law). In the case of our joint activities of the entire ABES Group AG, this is, unless otherwise stated, the company of ours that operates the relevant website or the section of a website on which this data protection declaration can be found. In addition, the company with which you communicate, which you visit, whose social media pages you visit, whose apps you use or which addresses you is the data controller for the associated collection of personal data.<\/span><\/span><\/span><\/span><\/span><br style=\"font-size: 12pt; font-family: Arial;\" \/><br style=\"font-size: 12pt; font-family: Arial;\" \/><span style=\"font-weight: bold; font-size: 12pt; font-family: Arial;\">Note on the responsible body within our Group:<\/span><br style=\"font-size: 12pt; font-family: Arial;\" \/><br style=\"font-size: 12pt; font-family: Arial;\" \/><span style=\"font-weight: bold; font-size: 12pt; font-family: Arial;\">ABES Group AG<\/span><br style=\"font-size: 12pt; font-family: Arial;\" \/><span style=\"font-weight: bold; font-size: 12pt; font-family: Arial;\"><br \/>Feldeggstrasse 5<\/span><br style=\"font-size: 12pt; font-family: Arial;\" \/><span style=\"font-weight: bold; font-size: 12pt; font-family: Arial;\">8152 Glattbrugg<\/span><br style=\"font-size: 12pt; font-family: Arial;\" \/><span style=\"font-weight: bold; font-size: 12pt; font-family: Arial;\"><br \/>Phone: 044 666 02 57<\/span><br style=\"font-size: 12pt; font-family: Arial;\" \/><span style=\"font-weight: bold; font-size: 12pt; font-family: Arial;\"><br \/><\/span><strong style=\"font-weight: bold; font-size: 12pt; font-family: Arial;\">Email: <a style=\"font-size: 12pt; font-family: Arial;\" href=\"mailto:info@abes.ch\">info@abes.ch<\/a><\/strong><a style=\"text-decoration: none;\" href=\"mailto:info@abeszuerich.ch\"><br style=\"font-size: 12pt; font-family: Arial;\" \/><br style=\"font-size: 12pt; font-family: Arial;\" \/><span style=\"font-size: 10pt;\"><span style=\"font-family: Arial;\"><span style=\"font-size: 10pt;\"><span style=\"color: #000000;\"><span style=\"font-size: 11pt;\"><span style=\"font-size: 12pt;\">The controller is the legal person who alone or jointly with others determines the purposes and means of the processing of personal data.<\/span><\/span><\/span><\/span><\/span><\/span><\/a><\/p><p><strong>Inquiries on the subject of data protection<\/strong> (information, correction, deletion, objection) can be sent to <a href=\"mailto:info@abes.ch\">info@abes.ch<\/a> be directed.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1263\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1263\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">How do we collect your data?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1263\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1263\"><p>On the one hand, your data is collected when you provide it to us. This may, for example, be data that you enter in a contact form. Other data is collected automatically by our IT systems when you visit the website. This is primarily technical data (e.g. internet browser, operating system or time of page view). This data is collected automatically as soon as you enter one of our websites.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1264\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1264\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">How do we process or handle your data during claims processing and settlement?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1264\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1264\"><p>Your claims data will be transmitted to us via existing customer portals or forwarded to us by you.\u00a0<\/p><p>We are entitled to pass this data on to insurance companies in a suitable form and may also request data and documents from insurance companies and third parties for the processing of claims.<\/p><p>However, we are prohibited from accepting or viewing medical data that is subject to the protection of privacy (e.g. medical files or documents relating to diagnostic assessments, etc.).<\/p><p>Furthermore, insurance companies and third parties are entitled to <span style=\"font-size: 12pt; line-height: 107%; color: black; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\">if there is a separate mandate agreement with you, to also provide all data for claims processing or retrospective inspection of claims or claims statistics.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1265\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1265\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Processing and storage of your data in our customer relationship management system (CRM system) and on our submission platform<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1265\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1265\"><p>We use the CRM system \"BAYO\", from the provider BAYO Solutions AG, based in CH-8808, Pf\u00e4ffikon, on the basis of our legitimate interests in the efficient, qualified and rapid processing of user inquiries and user data. For this purpose, we have concluded a contract with BAYO Solutions AG, in which BAYO Solutions AG undertakes to process user data in accordance with our instructions and to comply with the Data Protection Act.<\/p><p>We use the \"SOBRADO\" comparison platform from the provider Sobrado Software AG, based in Zurich, as the basis for submissions. We have concluded a contract with Sobrado Software AG in this regard, in which the provider undertakes and guarantees that it will process all personal data covered by the contract exclusively for the purpose of tenders commissioned by us and in accordance with our instructions and will not use it for its own purposes. In addition, Sobrado Software AG undertakes to take appropriate technical and organizational protective measures in the interests of the confidentiality, integrity and contractual availability of the personal data covered by the contract.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1266\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-1266\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Use of tools with artificial intelligence (AI)<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1266\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-1266\"><p>When processing mandates, we make targeted use of artificial intelligence tools to speed up the preparation of settlements, offers and documents. We are committed to the following principles:<\/p><ul><li><strong>Tools used:<\/strong> Anthropic \u00abClaude\u00bb in the business tariff (Claude for Work). Anthropic is a specialized AI provider with documented security and data protection guarantees.<\/li><li><strong>Contractually excluded model training:<\/strong> In the business tariff used, client data entered is expressly not used for training or further development of the AI models (Anthropic Commercial Terms, \u00abCustomer Inputs not used for training\u00bb).<\/li><li><strong>Separate processing of mandates:<\/strong> Data from different mandates are processed in separate sessions; they are not mixed.<\/li><li><strong>Anonymization of sensitive content:<\/strong> In cases of doubt, particularly sensitive information (key financial figures, customer lists, draft contracts) is pseudonymized before processing or reduced to the minimum actually required.<\/li><li><strong>Data residency and transfer to third countries:<\/strong> Processing by Anthropic takes place on the provider's infrastructure (primarily in the USA). The transmission is encrypted; the legal basis is formed by the Anthropic Commercial Terms including the Data Processing Addendum, which is compatible with EU\/CH data protection law (standard contractual clauses).<\/li><li><strong>Other AI tools:<\/strong> No other external AI tools are used productively for the processing of client data. If additional tools are to be used, clients will be informed in advance.<\/li><\/ul><p>We can provide Anthropic's data protection documentation (DPA, security confirmations) on request.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1267\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-1267\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Data transfer to third countries<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1267\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-1267\"><p>Personal data is only transferred to countries outside Switzerland and the EU\/EEA in connection with the use of Anthropic \u00abClaude\u00bb described in the previous section (\u00abUse of tools with artificial intelligence\u00bb). In this case, the data will be transferred to the United States. The legal basis is formed by Anthropic's Standard Contractual Clauses (SCC) and Data Processing Addendum, which guarantee a level of protection in accordance with the Swiss Data Protection Act (DPA) and the EU GDPR. Data is not transferred to other third countries.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1268\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"button\" aria-controls=\"elementor-tab-content-1268\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Where is your data stored and how does it get to us?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1268\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"region\" aria-labelledby=\"elementor-tab-title-1268\"><p>Our data is stored exclusively in highly secure Tier-IV data centers in Switzerland. The data is transferred using a 2048-bit SSL key and backed up daily. At the same time, the storage is mirrored daily. ABES Group AG's data and encryption concept therefore meets the same requirements as those expected of major banks and of course also fulfills FINMA-compliant geo-redundancy.<\/p><p>All data that reaches us via our forms is also always transmitted via an encrypted API delivery.<br \/><br \/>We protect the data you send us via our online forms using suitable encryption mechanisms. However, we can only secure areas that we control. If you contact us by e-mail, you do so at your own risk and agree that we may reply to you via the same channel to the sender's address. If you send us unencrypted e-mails via the Internet, they may be accessible, viewable and manipulable by third parties and data may be lost or intercepted and\/or manipulated by third parties.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1269\" class=\"elementor-tab-title\" data-tab=\"9\" role=\"button\" aria-controls=\"elementor-tab-content-1269\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">How are our employees trained in the area of data protection?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1269\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"9\" role=\"region\" aria-labelledby=\"elementor-tab-title-1269\"><p>Our employees receive ongoing training in the following areas of data protection:<\/p><ul><li>Responsibilities in the company and in particular in connection with data protection<\/li><li>Differences and characteristics of personal data<\/li><li>Requirements for personal data, disclosure of personal data and restrictions.<\/li><li>Processes of notification, ordering and approval in the area of data protection<\/li><li>Strict compliance with Art. 62 FADP on professional confidentiality, which makes the disclosure of confidential personal data a criminal offense<\/li><li>Processes of notification, ordering and approval in the area of data protection<\/li><li>Rights of data subjects (right of access, right to rectification, right to erasure)<\/li><li>Knowledge of the internal IT regulations<\/li><li>Directives in connection with the obligation to report IT security threats<\/li><li>Procedure for concluding a commissioned data processing agreement<\/li><li>Usage rules for AI tools in client operations (input discipline, anonymization, confidentiality)<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-12610\" class=\"elementor-tab-title\" data-tab=\"10\" role=\"button\" aria-controls=\"elementor-tab-content-12610\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">What do we use your data for?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-12610\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"10\" role=\"region\" aria-labelledby=\"elementor-tab-title-12610\"><p>Some of the data is collected to ensure error-free provision of the website. Other data may be used to analyze your user behavior.<br \/><br \/>In order to be able to provide you with our services, we obtain the relevant personal data (e.g. in the form of input masks) and process this data in particular to fulfill and process your requests (e.g. forwarding the request to the insurance companies, service providers and foundations selected by you). For this purpose, we may also collect personal data from third parties.<br \/><br \/>In order to communicate with you and with third parties by e-mail, telephone, letter or otherwise (e.g. to answer inquiries, in the context of a consultation and to initiate or execute a contract), we process in particular the content of the communication, your contact data and the marginal data of the communication. This also includes audio recordings of telephone calls, e.g. for quality assurance purposes. In the event of an audio or video recording, we will inform you separately and you are free to inform us if you do not wish to be recorded or to terminate the communication. If we need or want to establish your identity, we will collect additional data (e.g. a copy of an ID card).<br \/><br \/>With regard to the conclusion of a contract, we may in particular obtain and otherwise process your name, contact details, photos, powers of attorney, declarations of consent, information about third parties (e.g. contact persons, family details), contract contents, conclusion date, creditworthiness data and all other data which you provide to us (e.g. data which you provide to us through the input mask) or which we collect from third parties (e.g. creditworthiness data, HR statements, information from your employer, information from publications).<br \/><br \/>We obtain and process personal data so that we can fulfill our contractual obligations to our customers and other partners (e.g. insurance companies, intermediary service providers, IT providers, project partners) and, in particular, provide and demand the contractual services. This also includes data processing for customer support and the enforcement of contracts (debt collection, legal proceedings, etc.), accounting and public communication. For this purpose, we process the data that we receive or have collected as part of the initiation, conclusion and execution of the contract as well as, for example, data on contractual services and the provision of services, information on reactions (e.g. information on satisfaction) and financial and payment information.<br \/><br \/>We obtain and process personal data as part of risk management (e.g., to protect against tortious activities) and corporate governance. This includes, among other things, our operational organization (e.g. resource planning) and corporate development (e.g. acquisition and sale of operating units or companies).<br \/><br \/>In order to operate our digital services securely and stably, we collect technical data, such as IP address, information about the operating system and settings of your end device, the region and the time and type of use. In addition, we use cookies and similar technologies.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-12611\" class=\"elementor-tab-title\" data-tab=\"11\" role=\"button\" aria-controls=\"elementor-tab-content-12611\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">What rights do you have regarding your data?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-12611\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"11\" role=\"region\" aria-labelledby=\"elementor-tab-title-12611\"><p>You have assured rights in connection with our data processing. In accordance with applicable law, you may, in particular, request information about the processing of your personal data, have incorrect personal data corrected, request the deletion of personal data, object to data processing, request the release of certain personal data in a standard electronic format or request its transfer to other data controllers.<br \/><br \/>You can contact us at any time at the address given in the legal notice if you have further questions on the subject of data protection. You will also find the address of the body responsible for our website in our privacy policy. You also have the right to lodge a complaint with the competent supervisory authority. You also have the right to request the restriction of the processing of your personal data under certain circumstances.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-12612\" class=\"elementor-tab-title\" data-tab=\"12\" role=\"button\" aria-controls=\"elementor-tab-content-12612\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">How data is collected from our digital services on our website<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-12612\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"12\" role=\"region\" aria-labelledby=\"elementor-tab-title-12612\"><p>Our Internet pages use so-called \"cookies\". Cookies are small text files and do not cause any damage to your terminal device. They are stored either temporarily for the duration of a session (session cookies) or permanently (permanent cookies) on your end device. Session cookies are automatically deleted at the end of your visit. Permanent cookies remain stored on your end device until you delete them yourself or an automatic solution is provided by your web browser.<br \/><br \/>In some cases, cookies from third-party companies may also be stored on your terminal device when you enter our site (third-party cookies). These enable us or you to use certain services of the third-party company (e.g. cookies for processing payment services).<br \/>Cookies have various functions. Many cookies are technically necessary, as certain website functions would not work without them (e.g. the shopping cart function or the display of videos). Other cookies are used to evaluate user behavior or display advertising.<br \/>Cookies that are required to carry out the electronic communication process or to provide certain functions you have requested (e.g. shopping cart function) are stored.<br \/><br \/>As the website operator, we have a legitimate interest in the storage of cookies for the technically error-free and optimized provision of our services. If a corresponding consent has been requested (e.g. consent to the storage of cookies), the processing takes place exclusively on the basis of the legal obligations; the consent can be revoked at any time.<br \/>You can set your browser so that you are informed about the setting of cookies and only allow cookies in individual cases, exclude the acceptance of cookies for certain cases or in general and activate the automatic deletion of cookies when closing the browser. When deactivating cookies, the functionality of this website may be limited.<br \/>If cookies are used by third-party companies or for analysis purposes, we will inform you about this separately within the framework of this data protection declaration and, if necessary, request your consent.<br \/><br \/><strong>Server log files<\/strong><br \/><br \/><\/p><p>The provider of the pages automatically collects and stores information in so-called server log files, which your browser automatically transmits to us. These are:<br \/><br \/><\/p><ul><li>Browser type and version<\/li><li>Operating system used<\/li><li>Referrer URL<\/li><li>Host name of the accessing computer<\/li><li>Time of the server request<\/li><li>IP address<\/li><\/ul><p><br \/><br \/>This data is not merged with other data sources.<br \/>This data is collected on the basis of the legal basis. As the website operator, we have a legitimate interest in the technically error-free presentation and optimization of our website - the server log files must be recorded for this purpose.<br \/><br \/><strong>Contact form<\/strong><br \/><br \/>If you send us inquiries via the contact form, your details from the respective form, including the contact data you provide there, will be stored by us for the purpose of processing the inquiry and in the event of follow-up questions.<\/p><p>This data is always processed on a legal basis, even if your request is related to the performance of a contract or is necessary for the implementation of pre-contractual measures. In all other cases, the processing is based on our legitimate interest in the effective processing of the inquiries addressed to us, insofar as this has been requested.<\/p><p>The data you enter in the contact form will remain with us until you request us to delete it, revoke your consent to store it, or the purpose for storing the data no longer applies (e.g. after we have completed processing your request). Mandatory legal provisions - in particular retention periods - remain unaffected.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-12613\" class=\"elementor-tab-title\" data-tab=\"13\" role=\"button\" aria-controls=\"elementor-tab-content-12613\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Which analysis tools and advertising measures do we use?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-12613\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"13\" role=\"region\" aria-labelledby=\"elementor-tab-title-12613\"><p style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; line-height: normal;\"><b><span lang=\"DE\" style=\"font-size: 12.0pt; mso-ansi-language: DE;\">Google Analytics<\/span><\/b><\/p>\n<p style=\"line-height: normal; text-align: left;\"><span lang=\"DE\" style=\"font-size: 12.0pt; mso-ansi-language: DE;\">Our website uses functions of the web analysis service Google Analytics.<br>The provider is Google Ireland Limited (\u201eGoogle\u201c), Gordon House, Barrow<br>Street, Dublin 4, Ireland.<br>Google Analytics uses so-called \u201ecookies\u201c. These are text files that are stored on your computer and enable your use of the website to be analyzed. The information generated by the cookie about your use of this website is usually transmitted to a Google server in the USA and stored there.<br>The storage of Google Analytics cookies and the use of this analysis tool are based on the following legal basis: Data processing is carried out on the basis of Art. 31 para. 2 FADP (fulfillment of contract and pre-contractual measures) and Art. 31 para. 1 FADP (overriding legitimate interest of ABES Group AG in the proper operation of client processing). For clients with an EU connection, Art. 6 para. 1 lit. b and f GDPR also apply. The website operator has a legitimate interest in analyzing user behavior in order to optimize both its website and its advertising.&nbsp;<\/span>If a corresponding consent has been requested (e.g. a&nbsp;<span style=\"font-size: 1rem;\">consent to the storage of cookies), the processing is additionally based on your&nbsp;<\/span><span style=\"font-size: 1rem;\">on this consent and can be revoked at any time.<\/span><\/p>\n<p style=\"line-height: normal; text-align: left;\"><b><span lang=\"DE\" style=\"font-size: 12.0pt; mso-ansi-language: DE;\">Browser plugin<\/span><\/b><\/p>\n<p style=\"line-height: normal; text-align: left;\"><span lang=\"DE\" style=\"font-size: 12.0pt; mso-ansi-language: DE;\">You can prevent the storage of cookies by setting your browser software accordingly; however, we would like to point out that you<br>In this case, you may not be able to use all functions of this website to their full extent. You can also prevent the collection<br>prevent the transmission of the data generated by the cookie and related to your use of the website (including your IP address) to Google and the processing of this data by Google by downloading and installing the browser plug-in available at the following link:<br>https:\/\/tools.google.com\/dlpage\/gaoptout?hl=de.<\/span><\/p>\n<p style=\"line-height: normal; text-align: left;\"><b><span lang=\"DE\" style=\"font-size: 12.0pt; mso-ansi-language: DE;\">Data collection information<\/span><\/b><\/p>\n<p style=\"line-height: normal; text-align: left;\"><span lang=\"DE\" style=\"font-size: 12.0pt; mso-ansi-language: DE;\">Information on how Google Analytics handles user data can be found in Google's privacy policy:<br>https:\/\/support.google.com\/analytics\/answer\/6004245?hl=de.<\/span><\/p>\n<p style=\"line-height: normal; text-align: left;\"><b><span lang=\"DE\" style=\"font-size: 12.0pt; mso-ansi-language: DE;\">Storage duration<\/span><\/b><\/p>\n<p style=\"line-height: normal; text-align: left;\"><span lang=\"DE\" style=\"font-size: 12.0pt; mso-ansi-language: DE;\">Data stored by Google at user and event level that is linked to cookies, user IDs or advertising IDs (e.g. DoubleClick cookies, Android advertising ID) is anonymized or deleted after 14 months. You can find details on this under the following link:<br>https:\/\/support.google.com\/analytics\/answer\/7667196?hl=de<\/span><\/p>\n<p style=\"line-height: normal; text-align: left;\"><b><span lang=\"DE\" style=\"font-size: 12.0pt; mso-ansi-language: DE;\">Google Web Fonts<\/span><\/b><\/p>\n<p style=\"line-height: normal; text-align: left;\"><span lang=\"DE\" style=\"font-size: 12.0pt; mso-ansi-language: DE;\">This site uses so-called web fonts provided by Google for the uniform display of fonts. The Google fonts are installed locally. There is no connection to Google servers. You can find more information about Google Web Fonts at<br>https:\/\/developers.google.com\/fonts\/faq and in the privacy policy of<br>Google: https:\/\/policies.google.com\/privacy?hl=de.<\/span><\/p>\n<p style=\"line-height: normal; text-align: left;\"><b><span lang=\"DE\" style=\"font-size: 12.0pt; mso-ansi-language: DE;\">Google Maps<\/span><\/b><\/p>\n<p style=\"line-height: normal; text-align: left;\"><span lang=\"DE\" style=\"font-size: 12.0pt; mso-ansi-language: DE;\">This website uses the map service Google Maps via an API. The provider is Google Ireland Limited (\u201eGoogle\u201c), Gordon House, Barrow Street, Dublin 4,<br>Ireland.<br>To use the functions of Google Maps, it is necessary to save your IP address. This information is usually transmitted to a Google server in the USA and stored there. The provider of this site has no influence on this data transfer. The use of Google Maps is in the interest of an appealing presentation of our online offers and to make it easy to find the places we have indicated on the website. This is in our interest and is permitted by law. You can find more information on the handling of user data in the<br>Google's privacy policy: https:\/\/policies.google.com\/privacy?hl=de.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-12614\" class=\"elementor-tab-title\" data-tab=\"14\" role=\"button\" aria-controls=\"elementor-tab-content-12614\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Can we adapt this privacy policy to the legal requirements at any time or fundamentally change it?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-12614\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"14\" role=\"region\" aria-labelledby=\"elementor-tab-title-12614\"><p><span style=\"font-size: 12pt; line-height: 107%; color: black; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\">This data protection declaration is not part of a direct contract with you, but is an integral part of a separate mandate agreement with you. <\/span><\/p><p><span style=\"font-size: 12pt; line-height: 107%; color: black; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;\">We may amend this privacy policy at any time in line with current legal and regulatory requirements. The version published on this website is the current version.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-59fc36d e-flex e-con-boxed e-con e-parent\" data-id=\"59fc36d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-132dc02 e-con-full e-flex e-con e-child\" data-id=\"132dc02\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a183115 elementor-widget elementor-widget-heading\" data-id=\"a183115\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">ABES Group Inc. \u00a9 2026<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Datenschutzerkl\u00e4rungABES Group AG ABES Group AG legt grossen Wert auf einen sicheren und vertrauensvollen Umgang mit Ihren Personendaten. In unseren Datenschutzerkl\u00e4rungen erfahren Sie, wie Ihre Personendaten bearbeitet- und die Vorgaben der Datenschutzgesetzgebung umsetzt werden. Mit dieser Datenschutzerkl\u00e4rung m\u00f6chten wir Sie zudem transparent dar\u00fcber informieren, wie und wozu Ihre Personendaten bearbeitet werden, wenn Sie unsere Webseite [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"class_list":["post-28854","page","type-page","status-publish","hentry"],"coauthors":[],"author_meta":{"author_link":"https:\/\/abes.ch\/en\/author\/","display_name":""},"relative_dates":{"created":"Posted 5 years ago","modified":"Updated 2 months ago"},"absolute_dates":{"created":"Posted on 16. November 2021","modified":"Updated on 5. May 2026"},"absolute_dates_time":{"created":"Posted on 16. November 2021 11:51","modified":"Updated on 5. May 2026 08:19"},"featured_img_caption":"","featured_img":false,"series_order":"","_links":{"self":[{"href":"https:\/\/abes.ch\/en\/wp-json\/wp\/v2\/pages\/28854","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/abes.ch\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/abes.ch\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/abes.ch\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/abes.ch\/en\/wp-json\/wp\/v2\/comments?post=28854"}],"version-history":[{"count":511,"href":"https:\/\/abes.ch\/en\/wp-json\/wp\/v2\/pages\/28854\/revisions"}],"predecessor-version":[{"id":59948,"href":"https:\/\/abes.ch\/en\/wp-json\/wp\/v2\/pages\/28854\/revisions\/59948"}],"wp:attachment":[{"href":"https:\/\/abes.ch\/en\/wp-json\/wp\/v2\/media?parent=28854"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}